How to apply e kalyan scholarship step by step guide 2023

 E-Kalyan is an online scholarship portal that offers financial assistance to students from economically weaker sections of the society who are studying in various schools and colleges in Jharkhand. The scholarship is provided by the Department of Welfare of Scheduled Tribes, Scheduled Castes, and Minorities of the Government of Jharkhand. In this blog post, we will guide you through the steps to apply for the E-Kalyan scholarship.

Step 1: Check the Eligibility Criteria

Before applying for the E-Kalyan scholarship, you should check the eligibility criteria. The eligibility criteria may vary depending on the course and category of the student. Generally, students belonging to Scheduled Tribes, Scheduled Castes, and Minority communities, and having a family income of less than INR 2.5 lakhs per annum are eligible to apply for the scholarship.

Step 2: Visit the E-Kalyan Scholarship Portal

Once you have checked the eligibility criteria, you can visit the E-Kalyan Scholarship portal at ekalyan.cgg.gov.in. You can also access the portal through the website of the Department of Welfare of Scheduled Tribes, Scheduled Castes, and Minorities of the Government of Jharkhand.

Step 3: Register on the Portal

To apply for the scholarship, you need to register on the E-Kalyan Scholarship portal. Click on the ‘Student Registration’ link and provide your personal details such as name, date of birth, and email ID. Make sure to enter the correct details as they will be used for all future communications.

Step 4: Fill in the Application Form

After registration, you can log in to the portal using your credentials and fill in the application form. The application form will ask for details such as your course of study, academic qualifications, family income, and bank account details. Make sure to provide accurate information and double-check before submitting the application.

Step 5: Upload Supporting Documents

Along with the application form, you need to upload supporting documents such as a scanned copy of your photograph, academic certificates, and income certificate. Make sure to scan the documents clearly and upload them in the required format.

Step 6: Submit the Application

After filling in the application form and uploading the supporting documents, you need to submit the application. Make sure to review the application once again before submitting it. You can also save the application as a draft and come back to it later if you need to make any changes.

Step 7: Track the Status of Your Application

After submitting the application, you can track the status of your application on the E-Kalyan Scholarship portal. The status will be updated from time to time, and you can also receive alerts on your registered email ID and mobile number.

Step 8: Receive the Scholarship Amount

If your application is approved, you will receive the scholarship amount directly in your bank account. The scholarship amount may vary depending on the course and category of the student.

Conclusion:

Applying for the E-Kalyan Scholarship is a simple and easy process. By following the steps outlined in this blog post, you can apply for the scholarship and receive financial assistance for your education. Make sure to check the eligibility criteria, fill in the application form accurately, and submit the supporting documents. With the E-Kalyan Scholarship, you can focus on your studies and achieve your academic goals.

How to apply education loan in bank of india Step by step guide 2023

 Education loans are an excellent way to finance your higher education dreams without burdening your family’s finances. Bank of India offers education loans to students who wish to pursue their higher education in India or abroad. In this blog post, we will guide you through the steps to apply for an education loan from Bank of India.

Step 1: Check the Eligibility Criteria

Before applying for an education loan from Bank of India, you should check the eligibility criteria. The eligibility criteria may vary depending on the course and institution you are applying to. Generally, Indian nationals who have secured admission to a recognized course in India or abroad and have a good academic record are eligible to apply for the loan.

Step 2: Visit the Bank of India Website

Once you have checked the eligibility criteria, you can visit the Bank of India website at bankofindia.co.in. Navigate to the ‘Loans’ section and select ‘Education Loan’ to access the relevant information.

Step 3: Fill in the Application Form

After reading the information, you can download the education loan application form from the Bank of India website. The application form will ask for details such as your personal information, academic qualifications, course details, and loan amount required. Make sure to fill in the application form accurately and completely.

Step 4: Gather the Required Documents

Along with the application form, you need to submit supporting documents such as your academic certificates, admission letter, identity proof, and address proof. Make sure to gather all the required documents before submitting the application.

Step 5: Submit the Application and Documents

After filling in the application form and gathering the required documents, you need to submit them to the nearest Bank of India branch. You can also submit the application and documents online through the Bank of India website.

Step 6: Await Loan Approval and Disbursement

After submitting the application and documents, Bank of India will process your loan application and verify your eligibility. Once your loan application is approved, you will receive the loan amount directly in your bank account or as per the agreed disbursement schedule.

Conclusion:

Applying for an education loan from Bank of India is a straightforward process. By following the steps outlined in this blog post, you can apply for an education loan and finance your higher education dreams. Make sure to check the eligibility criteria, fill in the application form accurately, and submit the required documents. With Bank of India’s education loan, you can pursue your education goals without any financial worries.

How to apply credit card for students with no income in india 2023

 Credit cards are a convenient mode of payment that can be used for various transactions such as online purchases, travel bookings, and bill payments. However, getting a credit card as a student with no income can be challenging. In this blog post, we will guide you through the steps to apply for a credit card as a student with no income in India.

Step 1: Look for Credit Cards that are Available to Students with No Income

Several banks in India offer credit cards that are specifically designed for students with no income. You can research and compare the features and benefits of various credit cards before selecting one that suits your needs.

Step 2: Apply for a Credit Card

Once you have selected a credit card that suits your needs, you can apply for it online or by visiting the bank’s branch. Make sure to provide accurate personal and contact information in the application form.

Step 3: Provide Necessary Documents

As a student with no income, you may be required to provide additional documents such as a copy of your college ID card, proof of address, and proof of identity. You can check the bank’s website for the specific documents required for credit card application.

Step 4: Get a Co-Signer or Guarantor

If you do not have a regular source of income, you can get a co-signer or guarantor who can vouch for your creditworthiness. The co-signer or guarantor should have a good credit score and income to support the credit card application.

Step 5: Wait for Approval

After submitting the application and documents, the bank will review your application and credit score. If your application is approved, you will receive the credit card in a few days. If your application is rejected, you can apply for a credit card with another bank or work on improving your credit score.

Conclusion:

Getting a credit card as a student with no income in India can be challenging, but it is possible. By researching and selecting credit cards that are available to students with no income, providing accurate personal and contact information, and getting a co-signer or guarantor, you can increase your chances of getting approved for a credit card. Make sure to use your credit card responsibly and pay your bills on time to build a good credit score.

What's Benefits of No cost EMI ?

 No Cost EMI or Equated Monthly Installment is a payment option that allows you to pay for your purchases in installments without incurring any additional interest charges. In this blog post, we will discuss No Cost EMI discounts, how they work, and their benefits.

What is No Cost EMI Discount?

A No Cost EMI discount is a discount that is applied to the purchase price of a product when you choose to pay for it using the No Cost EMI option. This discount is equal to the interest charges that you would have paid if you had chosen to pay for the product in full or using a traditional EMI option.

How Does No Cost EMI Discount Work?

When you make a purchase using the No Cost EMI option, the bank or the credit card issuer pays the full amount to the seller. The amount is then converted into equal monthly installments that you have to pay over a period of time. Since there are no additional interest charges, you end up paying the same amount as the purchase price of the product.

Benefits of No Cost EMI Discount:

No additional interest charges: One of the main benefits of No Cost EMI is that you do not have to pay any additional interest charges. This allows you to buy the product you want without worrying about the additional cost.

Easy monthly installments: No Cost EMI allows you to pay for your purchases in easy monthly installments. This helps you manage your finances better and avoid any financial strain.

Higher affordability: No Cost EMI makes expensive products more affordable by allowing you to pay for them in installments. This makes it easier for you to buy products that you may not have been able to afford otherwise.

No credit card requirement: No Cost EMI is available on select debit cards and credit cards, making it accessible to a wider range of customers.

Conclusion:

No Cost EMI discounts are a great way to buy products without incurring any additional interest charges. With easy monthly installments, No Cost EMI makes expensive products more affordable and accessible to a wider range of customers. Make sure to read the terms and conditions of the No Cost EMI option before making a purchase to ensure that you are getting the best deal.

What is national disposable income ?

 National Disposable Income (NDI) is an important economic indicator that measures the amount of income available to individuals and households in a country. In this blog post, we will discuss the definition of NDI, how it is calculated, and its significance in the economy.

What is National Disposable Income?

National Disposable Income (NDI) is the total income earned by the citizens of a country after deducting taxes, depreciation, and other business expenses. In other words, NDI represents the amount of income available to individuals and households for consumption and saving.

How is National Disposable Income Calculated?

NDI can be calculated using the following formula:

NDI = Gross National Income (GNI) – Taxes – Depreciation – Net Factor Income from Abroad

GNI is the total income earned by the citizens of a country from all sources, including wages, salaries, profits, and rent. Taxes include all direct and indirect taxes paid by individuals and businesses. Depreciation is the reduction in value of assets due to wear and tear, while net factor income from abroad is the income earned by citizens of a country from foreign investments and trade.

Significance of National Disposable Income:

NDI is an important economic indicator as it represents the amount of income available to individuals and households for consumption and saving. A higher NDI indicates that individuals and households have more income to spend on goods and services, which can stimulate economic growth.

NDI also helps in measuring the standard of living in a country. A higher NDI means that citizens have access to more goods and services, which can improve their quality of life. Governments can use NDI as a tool for policy-making, such as setting tax rates and social welfare programs.

Conclusion:

National Disposable Income is an important economic indicator that measures the income available to individuals and households in a country. It is calculated by subtracting taxes, depreciation, and net factor income from abroad from the Gross National Income. NDI is significant in measuring the standard of living and economic growth of a country and can be used by governments for policy-making.

What is Documents Required for Bank KYC ?

 KYC or Know Your Customer is a process that banks and financial institutions use to verify the identity of their customers. In this blog post, we will discuss what KYC is, why it is important, and the different documents required to complete the KYC process for opening a bank account.

What is KYC?

KYC or Know Your Customer is a process that banks and financial institutions use to verify the identity of their customers. This process is mandatory for all customers who wish to open a bank account or avail any financial services.

Why is KYC Important?

KYC is important for several reasons. It helps banks and financial institutions to prevent fraudulent activities such as money laundering, identity theft, and terrorism financing. KYC also ensures that the bank has accurate and up-to-date information about their customers, which helps them provide better and more personalized services.

Documents Required for KYC:

To complete the KYC process for opening a bank account, customers are required to submit the following documents:

Proof of Identity: Customers can submit any government-issued document that contains their photograph and signature, such as a Passport, Voter ID, Aadhaar Card, or Driving License.

Proof of Address: Customers can submit any government-issued document that contains their address, such as a Passport, Voter ID, Aadhaar Card, or Utility Bill.

Passport-size Photograph: Customers are required to submit a recent passport-size photograph.

PAN Card: Customers are also required to submit a PAN Card for tax-related purposes.

KYC Process:

The KYC process for opening a bank account involves the following steps:

Submit the required documents: Customers need to submit the required documents for KYC verification.

Verification of documents: The bank verifies the documents submitted by the customer to ensure that they are genuine.

In-person verification: The bank may require the customer to visit the bank branch for in-person verification of their identity and address.

Approval of KYC: Once the documents are verified and the in-person verification is completed, the bank approves the KYC and the account is opened.

Conclusion:

KYC or Know Your Customer is a process that banks and financial institutions use to verify the identity of their customers. It is mandatory for all customers who wish to open a bank account or avail any financial services. KYC helps prevent fraudulent activities and ensures that the bank has accurate and up-to-date information about their customers. Customers are required to submit government-issued documents for KYC verification, and the bank verifies the documents and completes in-person verification before approving the KYC and opening the account.

How to update kyc in icici bank Step by step Process

 

KYC or Know Your Customer is a process that banks and financial institutions use to verify the identity of their customers. In this blog post, we will discuss how to update KYC in ICICI Bank app. Updating KYC in ICICI Bank app is a simple process and can be done in a few easy steps.

Step-by-Step Guide to Update KYC in ICICI Bank App:

Step 1: Open the ICICI Bank app on your mobile phone and log in to your account.

Step 2: Tap on the 'Services' tab at the bottom of the screen.

Step 3: Under the 'Services' tab, select the 'KYC' option.

Step 4: You will be directed to a new page where you need to select the 'Update KYC' option.

Step 5: On the next page, you will be required to enter your Aadhaar number.

Step 6: After entering your Aadhaar number, you will receive an OTP on your registered mobile number.

Step 7: Enter the OTP and tap on 'Submit.'

Step 8: You will be directed to a new page where you need to select the documents you wish to upload for KYC verification.

Step 9: Upload the required documents, such as your PAN card, Aadhaar card, or passport.

Step 10: After uploading the documents, click on 'Submit.'

Step 11: Your updated KYC details will be verified by the bank, and you will receive a confirmation once it is done.

Conclusion:

Updating KYC in ICICI Bank app is a simple process and can be done in a few easy steps. Customers can update their KYC details by following the steps mentioned above. Updating KYC is important as it ensures that the bank has accurate and up-to-date information about their customers. It also helps prevent fraudulent activities such as identi.ty theft and money laundering.